There are two kinds of people in the world; the kind that think there are two kinds of people, and the kind that don’t. Now that the question is settled, the actual two kinds of people are what I call ‘city’ people and ‘country’ people. City people are usually cynical and suspicious, probably because of the exposures they are subjected […]
Saturday, July 28th, 2012
Girls and Boys are different
My favorite avocation is the study of human behavior. More specifically, I love to do amateur analyses of the social styling of contemporary American culture. I see, finally that there is a difference between boys and girls. And despite all the efforts to erase it over the last 40-50 years, that difference exhibits a stubborn persistence among adult men […]
Saturday, June 23rd, 2012
Underinsuring the Hull
Sometimes, to reduce the cost of marine insurance the vessel owner will consider undervaluing the hull portion of the policy. For instance, if the boat is worth $200,000 and costs $4000 per year to insure, maybe it would only cost $2000 per year to cover the same boat but for only $100,000. After all, the […]
Thursday, June 21st, 2012
No Free Lunch
I grew up in a rural place and had to walk through the village to and from the schoolhouse every day unless it was teeming rain. One day when I was in the 2nd grade, the little grocery store/butcher shop that was on the side of the village closest to my house had a new […]
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